An attempt to make analysis is a purpose of the present article, to what extent public institutions are processing liabilities of the state in the scope foam for citizens of which will let them for designing the private sphere one’s security of living in the consumption according to contemporary security standards individual with reference to the above chosen institutions were analyzed, of which exercising the institutional control of the public sphere on behalf of you is a main task, in the destination of the protection of the interests of the men in the street in the trade and services. Also fi ndings were analyzed social problems bringing up tied with ordering by individual persons held fi nancial means, at applying such forms as collecting the frugality and contracting debts. Included examinations were conducted on the representative test on adult inhabitants of Poland and representatives of the chosen occupational group. Eff ected concluding made rich allowed to describe the critical analysis of the literature on the subject parameters of the contemporary individual security.